View this email in your browser

Gary Giam

In Touch

A Monthly Curated Newsletter

It's been a while since the subject of Retirement was discussed. In this issue's video, it's quite interesting to see how children have different ideas about Retirement. I'm sure all of us have our ideas as well. Yet life can mercilessly erode these dreams. But not if we are really serious about them. So how serious is your retirement dream?

Retirement Date Risk And Sequence Of Returns

Sequence of returns risk is a commonly cited risk for retirees, but an accumulator also faces sequence of returns risk in the form of retirement date risk!

 
read more
 

Key to retirement planning: Don't panic

It can be hard to live within your means after retiring, so make your extra funds work harder.

 
read more
 

Children and Retirement

 
view video
 
 
Proudly Brought to You
 
I hope you have enjoyed this issue of my InTouch newsletter. Do feel free to contact me if I can be of service to you and your friends
 
Gary Giam
 
 
 
WhatsApp Me
-
unsubscribe
You are receiving this email because you're my client, a friend or you've given permission to receive this email. If you'd rather not receive our emails, you can unsubscribe from our mailing list by clicking 'Unsubscribe' above.

DISCLAIMER

The opinions expressed in these articles are the author's own and is not a reflection of my personal and/or the company and/or my agency's opinions.

© Gary Giam, All rights reserved.

Testimonials and Referral Notes

View the full list

Jean, Project Manager

Glad to have met Gary as my insurance agent. Attended a company talk and was intending to purchase insurance but didn’t know the details. Got linked up with Gary and he took the time to understand me. Afterwhich he patiently went through all the insurance I was interested in and even recommended some based off my needs. Gary even did a concise summary of each item that we talked about! This is something that sets him apart from others as he understands: too much information can also be daunting! Appreciate Gary for not only being an insurance agent but also going the extra mile of adding the personal touch :)

Farahin, Laboratory Technician

I met Gary when Prudential had a seminar at my workplace. He is quick to arrange a zoom meetup with me after I state my interests in insurance policies with Prudential. Gary is very informative and patient when it come to explaining about certain terms in the policy. I appreciate the fact that he did not push or hard sell me in any way. He gave me time to decide and also recommended me policies that might suit my lifestyle better. I recently learned that he had some prior experience in the financial sector, so this also instilled some trust in me. Thank you Gary for your great service thus far!

Alvin, Banker

Gary is a professional and knowledgeable financial consultant. Unlike a typical consultant, he is able to provide insightful information not limited to insurance products. Highly recommended to anyone who's interested in insurance and financial products!

Sam Neo, Senior Representative @ Investor Relations

I was not aware of my lack in coverage on certain policies until I met up with Gary who did a comprehensive review and understand my current situation. I am also grateful that he assisted in the application of my new policies.

Jia Hao, Engineer

Gary is a professional and knowledgeable Financial Consultant. I asked him a lot of questions on the policies or insurance terms, and he answered all my enquiries with great patience. To be honest, I learnt a lot about insurance products from him. Due to this, I felt secured when I purchased all my policies from him. I would definitely recommend him to all my friends that needed financial advices!

Johnathan, Airline Personnel (Admin)

Linked up with Gary after attending a company talk with the interest to find out more on existing coverage & any potential shortfall on my end. He is very informative, takes time to explain the policy and most importantly makes an effort to understand my lifestyle & needs. No hard selling or overselling, instead it is more of a personalised recommendation from his end which best suits me. Most importantly, he is not pushy & goes the extra mile to do a concise summary on what was shared during the meetup. Gary is definitely someone I would recommend to my friends if they are in need of any financial advice/services.