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Gary Giam

In Touch

A Monthly Curated Newsletter

It's been a while since the subject of Retirement was discussed. In this issue's video, it's quite interesting to see how children have different ideas about Retirement. I'm sure all of us have our ideas as well. Yet life can mercilessly erode these dreams. But not if we are really serious about them. So how serious is your retirement dream?

Retirement Date Risk And Sequence Of Returns

Sequence of returns risk is a commonly cited risk for retirees, but an accumulator also faces sequence of returns risk in the form of retirement date risk!

 
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Key to retirement planning: Don't panic

It can be hard to live within your means after retiring, so make your extra funds work harder.

 
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Children and Retirement

 
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I hope you have enjoyed this issue of my InTouch newsletter. Do feel free to contact me if I can be of service to you and your friends
 
Gary Giam
 
 
 
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DISCLAIMER

The opinions expressed in these articles are the author's own and is not a reflection of my personal and/or the company and/or my agency's opinions.

© Gary Giam, All rights reserved.

Testimonials and Referral Notes

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Nadiah, Project Manager

Glad to have Gary in my financial planning journey. He took his time to explain various policies and patiently walked me through the various options available to me. I would definitely recommend Gary to anyone who is looking for a reliable and professional financial consultant!☺️

Elton, Manager

Happy that my secondary school friend and also basketball buddy become my financial advisor. Not only did he recommends me solid insurance coverage, but he also make sure that my wife and daughter are well protected with coverage of their own. Plus, he also went the extra mile by connecting us with medical specialists, booking appointments with nurses and doctors, who came to our house to provide complimentary baby vaccination and child development screening. Very convenient!

June, Operations Manager

Gary is genuine and personable. I really appreciate that he actively listens, and gives good advice and suggestions based on my needs. He makes it easy to understand so I am able to make informed choices. He is organised and prompt in getting back to my queries. I’m very glad to have met him and feel confident with him as my financial advisor.

Louise, Tax Accountant

Gary is professional, upfront and a pleasure to work with, especially in situations whenever I have any questions in doubt or need to update a policy. He is also helpful, patience and responsive in times of an urgent request. He would share his knowledge on insurance and will actively source for a suitable insurance coverage that suit your needs. I would definitely recommend him to my friends and family who needs any financial advice/services.

Raj, Technician & Vanathy, Housewife

We would like to express our sincere appreciation for Gary ‘s invaluable assistance in guiding us through the insurance process. His expertise and support have been instrumental in securing the coverage we need. Thanks to his time, patience, and dedication to helping us make informed decisions. We are truly grateful for his outstanding service.

Aaron, Auxiliary Police Officer

Throughout my time with Gary, he has displayed a strong sense of professionalism, patience and communication skills. During my zoom sessions with him regarding financial advice, the way he taught me was very visual with many drawings and he took his time to clearly explain concepts in a way makes it easy to pick up and learn. Furthermore he never once rushed through the information and gave me as much time as I need to absorb it. This patience was also displayed in other times when we discussed other topics like insurance and investment-linked products. he would always be swift and happy to answer any questions I had be it big or small. All-in-all Gary has been a very empathetic, professional & friendly Financial Consultant. he has aided me greatly in my financial journey!