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Gary Giam

In Touch

A Monthly Curated Newsletter

Making decisions on property is not trivial, as they often have effects on our quality of life in ways that are not just material but also financial and emotional. Regardless of our experience levels in making decisions on our properties and homes, it helps to have an appreciation of what resources are involved, and how we can be resourceful about them. I hope you find the materials in this issue useful.

New HDB policy: Standard, Plus and Prime – how does it affect you?

Housing and Development Board (HDB) will change how it classifies Build-to-Order (BTO) projects, starting in the second half of 2024. The policy changes intend to ensure that HDB policies continue to remain relevant in Singapore's current social and economic construct.

 
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Understand the costs of buying a home

This article provides a comprehensive guide to the costs of buying a home in Singapore, including down payment, stamp duty, legal fees, and renovation costs.

 
read more
 

DECORATE YOUR HOME FOR FREE | 10 DECOR IDEAS ON A BUDGET

 
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I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Gary Giam
 
 
 
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DISCLAIMER

The opinions expressed in these articles are the author's own and is not a reflection of my personal and/or the company and/or my agency's opinions.

© Gary Giam, All rights reserved.

Testimonials and Referral Notes

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Lee Leong, Logistics Admin

I got to know Gary when he took over my account after my previous advisor left the company. Initially, I was skeptical about how well he would manage the transition. However, I am glad to say that Gary has been exceptional. He is knowledgeable, not pushy, and promptly follows up on my claims. His professionalism and dedication have given me confidence in my financial planning. I highly recommend Gary to anyone seeking a reliable and efficient advisor.

Yanni, Manager

Appreciate Gary for always open to share his financial knowledge as well as his knowledge on various policies available.

Wilson, Business Relationship Manager

Gary is as many have mentioned, a professional person. I am extremely pleased with his service. He is very patient in explaining the various plans for insurance and has wide knowledge of what he does. Even though I did not purchase many plans from him, he does not force or upsell any plans on me and instead gives me a lot of time to think about it. He is always ready and willing to provide me with information whenever I message and check him on some stuff, even though I know that he is a busy person. I greatly appreciate the advices and services from Gary Giam. I highly recommended him.

Stanrly Moo, Civil Servant (admin)

Gary is not only a great financial consultant, but also a friend who took the time out to carefully explain the various healthcare policies that I was interested in. This helped me better understand the products and what I was signing up for. If you are looking for someone who is meticulous and understanding, I would definitely recommend Gary to be the best person for the job.

Vicky, Analysts

Absolutely delighted with Gary's services! He is helpful and gives professional advices and guidance depending on what suits us the best! He is a real pleasure to deal with!

Jeff, Sales (Admin)

I've known Gary for a while now, and I've seen firsthand how dedicated he is to doing his best and always improving. He's really good at giving detailed advice that fits exactly what each person needs. Plus, he's always ready to do extra to make sure his clients are happy. I definitely think Gary is someone worth recommending!