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Gary Giam

In Touch

A Monthly Curated Newsletter

Making decisions on property is not trivial, as they often have effects on our quality of life in ways that are not just material but also financial and emotional. Regardless of our experience levels in making decisions on our properties and homes, it helps to have an appreciation of what resources are involved, and how we can be resourceful about them. I hope you find the materials in this issue useful.

New HDB policy: Standard, Plus and Prime – how does it affect you?

Housing and Development Board (HDB) will change how it classifies Build-to-Order (BTO) projects, starting in the second half of 2024. The policy changes intend to ensure that HDB policies continue to remain relevant in Singapore's current social and economic construct.

 
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Understand the costs of buying a home

This article provides a comprehensive guide to the costs of buying a home in Singapore, including down payment, stamp duty, legal fees, and renovation costs.

 
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DECORATE YOUR HOME FOR FREE | 10 DECOR IDEAS ON A BUDGET

 
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I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Gary Giam
 
 
 
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DISCLAIMER

The opinions expressed in these articles are the author's own and is not a reflection of my personal and/or the company and/or my agency's opinions.

© Gary Giam, All rights reserved.

Testimonials and Referral Notes

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Rita, Researcher

Gary is a very knowledgeable and patient person. He provides an overview of your current status and advises what you need according. He is like a good and trustworthy friend. Working with him has been very easy and pleasant. I would recommend Gary!

Wai Yeen, Business Analyst (IT)

Gary is a Financial Consultant that I met who can provide a one stop solution on the financial/insurance products on life, investment-linked, saving, retirement and etc. He is trustworthy, knowledgeable, passionate on job, honest, care and helpful to the client. He help to review my existing policies and listen to my needs then advise which necessary policies that require further. Not only that, he also shared additional information that's non related to his products but it has benefit me. Great to meet him and I'll recommend him to my friend if they require a Financial Consultant.

Alvin, Banker

Gary is a professional and knowledgeable financial consultant. Unlike a typical consultant, he is able to provide insightful information not limited to insurance products. Highly recommended to anyone who's interested in insurance and financial products!

Sobri, Teacher

Gary has been great at explaining everything clearly and in a way that’s easy to follow, which is helpful since I sometimes lose track of the details in my portfolio. It’s reassuring to know he’ll be there if anything goes wrong, especially when it comes to handling claims. My meet-ups with him feel more relaxed and more personal than with other advisors—I enjoy working with him!

Candia, Sales

I've known Gary for ages, and he's been a huge help with my portfolio planning. He makes it simple and easy to understand. Gary is also patient and he never rushes or pushes me. He takes his time and really listens! Working with Gary has been great! He's professional and really caring. You can tell he wants to help you do well with your finances! He is someone I am happy to have met and work with!

Raj, Technician & Vanathy, Housewife

We would like to express our sincere appreciation for Gary ‘s invaluable assistance in guiding us through the insurance process. His expertise and support have been instrumental in securing the coverage we need. Thanks to his time, patience, and dedication to helping us make informed decisions. We are truly grateful for his outstanding service.