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Gary Giam

In Touch

A Monthly Curated Newsletter

In a year where many of us are affected and perhaps feel powerless over our incomes amidst a pandemic, it is a good time to take stock of our financial health and confront our feelings about them & the way with deal with them. Whether we are young, middle-aged or senior, here are some important principles & practical tips on money management that we can fall back on which can go a long way into helping us optimise our finances and become financially wiser.

The Richest Man in Babylon by George S. Clason

Save at least 10 percent of everything you earn and do not confuse your necessary expenses with your desires. Work hard to improve your skills and ensure a future income because wealth is the result of a reliable income stream. You cannot arrive at the fullest measure of success until you crush the spirit of procrastination within you.

 
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6 Ways You Can (Legally) Reduce Your Income Tax For YA 2021

Do them before the end of the year.

 
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Freedom from the money culture | Lynne Twist | TEDxBerkeley

 
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I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Gary Giam
 
 
 
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DISCLAIMER

The opinions expressed in these articles are the author's own and is not a reflection of my personal and/or the company and/or my agency's opinions.

© Gary Giam, All rights reserved.

Testimonials and Referral Notes

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Joey Ong, Auditor

Gary is very knowledgeable in sharing his products with his clients. When I was unsure about what i want, he was able to clearly lay out for me my options and i was able to get a clear understanding of what I was lacking and in the end i was able to make the best decisions for myself. He is also very prompt in his replies and after-sales service as he will check in with me once every while. I feel that he makes me comfortable to approach him and he does not make it feel like I'm pressured to purchase any products from him.

Rita, Researcher

Gary is a very knowledgeable and patient person. He provides an overview of your current status and advises what you need according. He is like a good and trustworthy friend. Working with him has been very easy and pleasant. I would recommend Gary!

Wee Tat Yong, Retiree

I was referred to Gary through a friend and since then, he has been my go-to person for my policy matters. One of the things I appreciate about working with Gary is his attention to detail when making recommendations. He takes the time to explain the nuances of the policy and how it will affect me in the long run. He also keeps me up-to-date on recent happenings and news that may impact my policy, which is very valuable to me as a busy person. What sets Gary apart from others is his friendly and approachable nature. He is never pushy and always takes the time to answer my questions, no matter how trivial they may seem. This makes me feel comfortable and confident in his ability to manage my policy needs. Overall, I recommend Gary for anyone looking for an advisor who is easy to work with, detailed in his recommendations, and keeps you informed on the latest news.

Kairong, Engineer

If you are looking for someone who knows what he/she doing. Gary will definitely be your answer. He is a good listener that would listen to your needs. He is a great financial consultant that would suggest you the thing you are looking for. Don't waste your money inside bank, invest with Gary through Investment-Linked policies based on your financial needs..

Jia Ling, Regional Services

I was introduced to Gary and his services through my husband whom often shares that Gary is reliable and knowledgeable about his field. Beyond that, Gary is also a hardworking individual who goes above and beyond for his clients. Rest assured that I can comfortably reach out to Gary anytime if I have any queries about my plans and that he would deliver. Grateful to have a down to earth, professional and well-informed advisor to journey alongside! Thanks Gary!

Aaron, Auxiliary Police Officer

Throughout my time with Gary, he has displayed a strong sense of professionalism, patience and communication skills. During my zoom sessions with him regarding financial advice, the way he taught me was very visual with many drawings and he took his time to clearly explain concepts in a way makes it easy to pick up and learn. Furthermore he never once rushed through the information and gave me as much time as I need to absorb it. This patience was also displayed in other times when we discussed other topics like insurance and investment-linked products. he would always be swift and happy to answer any questions I had be it big or small. All-in-all Gary has been a very empathetic, professional & friendly Financial Consultant. he has aided me greatly in my financial journey!