Guiding Principles and Tips on Taking Charge of Finances in Our Lives

Gary Giam

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In a year where many of us are affected and perhaps feel powerless over our incomes amidst a pandemic, it is a good time to take stock of our financial health and confront our feelings about them & the way with deal with them. Whether we are young, middle-aged or senior, here are some important principles & practical tips on money management that we can fall back on which can go a long way into helping us optimise our finances and become financially wiser.

The Richest Man in Babylon by George S. Clason

Save at least 10 percent of everything you earn and do not confuse your necessary expenses with your desires. Work hard to improve your skills and ensure a future income because wealth is the result of a reliable income stream. You cannot arrive at the fullest measure of success until you crush the spirit of procrastination within you.

6 Ways You Can (Legally) Reduce Your Income Tax For YA 2021

Do them before the end of the year.

Freedom from the money culture | Lynne Twist | TEDxBerkeley

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Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
Gary Giam

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DISCLAIMER

The opinions expressed in these articles are the author's own and is not a reflection of my personal and/or the company and/or my agency's opinions.

© Gary Giam, All rights reserved.

Testimonials and Referral Notes

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John Alba, Civil Servant

Gary got me the most affordable personal accident insurance plans I have ever seen. Despite the pandemic, he was able to assist me in getting my family covered. He is very friendly, consistent, and thoughtful. He is very empathetic and understanding of my situation. He never rushes me and is very patient with me when there are certain things about insurance that I do not understand. If you are looking for a good and friendly Financial Consultant, give Gary a call! Thank you Gary!

Jia Hao, Engineer

Gary is a professional and knowledgeable Financial Consultant. I asked him a lot of questions on the policies or insurance terms, and he answered all my enquiries with great patience. To be honest, I learnt a lot about insurance products from him. Due to this, I felt secured when I purchased all my policies from him. I would definitely recommend him to all my friends that needed financial advices!

Vicky, Analysts

Absolutely delighted with Gary's services! He is helpful and gives professional advices and guidance depending on what suits us the best! He is a real pleasure to deal with!

Seri, Administrative Executive

Gary has always been a reliable financial adviser. Not only he is knowledgeable, he is also approachable. I have no issues in reaching out to him as he has always been responsive to my queries. Highly recommended!

Kay Boon, Marketing Executive

I’m happy to know Gary. Super approachable, down-to-earth, dedicated in his follow up, and most importantly, provides unbiased and sound advice that have really worked for me. Gary is never pushy but instead, he listens, takes time to understand, answers all my trivial queries and comes back with viable solutions. Deeply appreciate his professional service delivered with a very warm human touch!

Alvin, Banker

Gary is a professional and knowledgeable financial consultant. Unlike a typical consultant, he is able to provide insightful information not limited to insurance products. Highly recommended to anyone who's interested in insurance and financial products!