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Gary Giam

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A Monthly Curated Newsletter

As the world enters a recession, the upcoming year can pose a challenge for many due to increasing economic uncertainty, and the natural fears surrounding it. In this issue, we look at some trends and possible actions that can help us become more emotionally and financially resilient to not just ride out the challenges, but rise above them. I hope this gives us hope.

How to Be Happy in a Recession

Recession begets misery, which makes for more economic bad times. You naturally make the pattern worse by following your loss-aversion instincts. Although you probably canโ€™t break the global economy out of this feedback loop, you can break yourself out of it. Start with the following three practices.

 
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Here are 8 ways to bulletproof your finances ahead of a likely recession in 2023

5 personal finance experts here give tips on how to protect your finances. Their recommendations include building up an emergency fund, trimming your regular spending and up-skilling

 
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How to Stay Optimistic During Hard Times

 
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I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Gary Giam
 
 
 
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DISCLAIMER

The opinions expressed in these articles are the author's own and is not a reflection of my personal and/or the company and/or my agency's opinions.

© Gary Giam, All rights reserved.

Testimonials and Referral Notes

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Aaron, Auxiliary Police Officer

Throughout my time with Gary, he has displayed a strong sense of professionalism, patience and communication skills. During my zoom sessions with him regarding financial advice, the way he taught me was very visual with many drawings and he took his time to clearly explain concepts in a way makes it easy to pick up and learn. Furthermore he never once rushed through the information and gave me as much time as I need to absorb it. This patience was also displayed in other times when we discussed other topics like insurance and investment-linked products. he would always be swift and happy to answer any questions I had be it big or small. All-in-all Gary has been a very empathetic, professional & friendly Financial Consultant. he has aided me greatly in my financial journey!

Iffah, Event Planner

I was referred to Gary by a friend and was impressed by his exceptional service. Gary demonstrated vast knowledge and patiently explained complex concepts without being pushy. He took the time to understand my unique situation and provided personalized recommendations tailored to my needs. I was particularly impressed by Gary's prompt responses and ongoing support, which earned him a solid ๐Ÿ‘๐Ÿป from me I highly recommend Gary to anyone seeking a reliable financial agent. He is attentive, responsive, and my now go-to person for all financial consultations. Really recommended ! ๐Ÿ‘๐Ÿป

Francis Cabrini, Analyst

Never regretted my decision to meet with Gary. I first heard of him from a friend recommendation. At first I was sceptical, but after meeting him and listening to him explaining in details about our needs and what he can offer, truly a good experience. First impression matters, and Gary truly delivers.

Winson, Data Analyst

I have always been skeptical towards insurance agents, but Gary has changed my mind. He never pressured me or tried to upsell products I didnโ€™t need. This was evident when he patiently waited for more than a year until I felt financially ready to commit for an insurance plan. Additionally, he only recommended products that were necessary for me. Throughout the process, Gary was also very patient in explaining the details and clarifying any questions I had. All in all, I gained trust towards Gary along the process and am glad to have chosen him as my agent.

Stanrly Moo, Civil Servant (admin)

Gary is not only a great financial consultant, but also a friend who took the time out to carefully explain the various healthcare policies that I was interested in. This helped me better understand the products and what I was signing up for. If you are looking for someone who is meticulous and understanding, I would definitely recommend Gary to be the best person for the job.

Lee Leong, Logistics Admin

I got to know Gary when he took over my account after my previous advisor left the company. Initially, I was skeptical about how well he would manage the transition. However, I am glad to say that Gary has been exceptional. He is knowledgeable, not pushy, and promptly follows up on my claims. His professionalism and dedication have given me confidence in my financial planning. I highly recommend Gary to anyone seeking a reliable and efficient advisor.