Finding The Silver Lining

Gary Giam

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A Monthly Curated Newsletter

As the world enters a recession, the upcoming year can pose a challenge for many due to increasing economic uncertainty, and the natural fears surrounding it. In this issue, we look at some trends and possible actions that can help us become more emotionally and financially resilient to not just ride out the challenges, but rise above them. I hope this gives us hope.

How to Be Happy in a Recession

Recession begets misery, which makes for more economic bad times. You naturally make the pattern worse by following your loss-aversion instincts. Although you probably can’t break the global economy out of this feedback loop, you can break yourself out of it. Start with the following three practices.

Here are 8 ways to bulletproof your finances ahead of a likely recession in 2023

5 personal finance experts here give tips on how to protect your finances. Their recommendations include building up an emergency fund, trimming your regular spending and up-skilling

How to Stay Optimistic During Hard Times

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Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
Gary Giam

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DISCLAIMER

The opinions expressed in these articles are the author's own and is not a reflection of my personal and/or the company and/or my agency's opinions.

© Gary Giam, All rights reserved.

Testimonials and Referral Notes

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Sharon, Logistics Executive

As a mother, I am proud of the hard work and dedication my son puts into his role as a wealth manager. His commitment to helping clients achieve their financial goals and the way he puts in 100% effort in everything he does is truly admirable. Keep up the good work and all the best!

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Sam Neo, Senior Representative @ Investor Relations

I was not aware of my lack in coverage on certain policies until I met up with Gary who did a comprehensive review and understand my current situation. I am also grateful that he assisted in the application of my new policies.

Kymberley, Consultant

Gary has great expertise and knowledge in investing, the financial markets and financial products. He takes the time to explain what are ones financial options and would always serve to the best of his ability.

Candia, Sales

I've known Gary for ages, and he's been a huge help with my portfolio planning. He makes it simple and easy to understand. Gary is also patient and he never rushes or pushes me. He takes his time and really listens! Working with Gary has been great! He's professional and really caring. You can tell he wants to help you do well with your finances! He is someone I am happy to have met and work with!

Jeff, Sales (Admin)

I've known Gary for a while now, and I've seen firsthand how dedicated he is to doing his best and always improving. He's really good at giving detailed advice that fits exactly what each person needs. Plus, he's always ready to do extra to make sure his clients are happy. I definitely think Gary is someone worth recommending!